What We Do
All About You
Did you know that the burden to prove how much your claim is worth is yours? A recent OPAGGA (Office of Program and Policy Analysis & Government Accountability) study in the State of Florida showed that public adjusters negotiate up to a 747% larger insurance company settlement for commercial business and homeowner insurance property loss claims than the insurance company was planning to pay out. This is especially true during a catastrophic situation when insurance carriers try to process large amounts of claims.
The Technical Stuff
That's what we do. We provide a comprehensive claim analysis to determine the proper scope of work & cost of restoration based on the insurance policy's coverages. We work with our experts to formulate a proper claim demand. This is what you are owed, not what the insurance company wants to pay you or what they want to pay a contactor. We advocate for our client's position and then professionally negotiate and settle the claim.
Who We Are
We're a group of public claims adjusters, appraisers, umpires, client advocates and loss consultants that have a passion for helping others. Our track record proves that clear communication and expert collaboration will maximize your recovery.
Scarlett & Co.
Our Experience
Through 15 years in the industry, we have represented Judicial and Executive branches of governments, power utilities, airport facilities, high-rise oceanfront condominiums, churches, homeowners and a myriad of building types, organization types and entities for their claims. Our time in the industry and diverse business portfolio led us to develop deep relationships with highly respected nationally recognized experts in forensic engineering, building envelope systems, architecture, environmental science, construction consultant meteorology and so forth. Talk to us today about how we can utilize our experience and relationships to maximize your recovery.
Our Approach
Most of the claims consulting services we provide are on a contingency fee basis. That means if there is not a settlement we do not get paid. Payment is usually made from the claim. We receive a percentage of your settlement, therefore, we work hard to get you the largest settlement your are owed. The larger your settlement, the more money we make for the work we've done on your behalf.
Why Us?
- We work for you not the insurance company. We help you maximize your recovery. The Insurance company's insurance adjuster and experts save the insurance company money.
- We save you time. Many non-profits, business owners and homeowners do not have the time to meet the incessant demands of the insurance company. We take that burden away from you.
- We remove the emotions from the claim. Stress and emotions lead to mistakes and smaller settlements made out of frustration. When you hire us, our attachment is to you not your property. This allows us to be more methodical and strategic to ensure your recovery is what you are owed.
- We are the experts. Insurance policies can be complex and can easily be misinterpreted. Knowing the language of the insurance policy and how those policies are enforced can make a significant difference on how your claim gets settled.
- We help protect your rights as a policyholder. Having an expert who understands the insurance company's expectations, when documenting and valuing your claim gives you an advantage if your claim is denied. It also gives you a third party witness in case a more aggressive action is required to obtain a just recovery.